Bicyclist-in-Dark-Clothes-225x300At Zneimer & Zneimer P.C., we handle personal injury cases involving injured bicyclists throughout Chicago and Illinois and have learned from experience that visibility plays a crucial role in bicycle accident cases. Both Illinois law and Chicago’s municipal code impose specific duties on bicyclists to help prevent crashes and to ensure that, if an accident happens, the bicyclist does not bear legal responsibility for failing to follow the rules.

The Rules of the Road Apply to Bicyclists

The Illinois Vehicle Code requires bicyclists to follow the same traffic laws that apply to motor vehicle drivers. Under 625 ILCS 5/11-1502, every person riding a bicycle upon a highway “shall be subject to all of the duties applicable to the driver of a vehicle,” unless a provision of the Code clearly does not apply. This includes obeying signals, yielding when required, and using lighting and reflectors for visibility at night. When bicyclists ride in traffic, the law treats them as drivers. That means the duty to avoid contributing to an accident is the same.

Chicago Ordinances Underline the Visibility Requirements

Chicago’s municipal code goes further. Under Chicago Municipal Code § 9-52-080, a bicycle used at night must be equipped with:

  • A white headlamp visible from at least 500 feet in front,
  • A rear red reflector that reflects headlights from up to 200 feet away,
  • Or a rear red lamp that emits light visible from 200 feet,
  • And a brake that can cause the braked wheel to skid on dry, level pavement.

These are not optional features. A bicyclist who rides at night without these elements violates the ordinance and may be found at fault in a collision. If the case proceeds to litigation, defense attorneys or insurance companies will likely use that violation to argue contributory negligence.

In addition, Section 9-52-100 makes clear that parents or guardians may not knowingly allow children to violate bicycle regulations, meaning that even adults who let their children ride without lights may face legal exposure.

Real Consequences in Real Cases

In Bolek v. West Shore Transport Co., a nine-year-old boy rode his bicycle at dusk and entered a street intersection where a tractor-trailer was turning. The boy had difficulty balancing the bicycle and did not have a headlamp. The trailer ran over him, causing fatal injuries. The plaintiff sued for wrongful death, arguing that the driver failed to keep a proper lookout or sound a warning. The court allowed the jury to consider whether the boy’s lack of a headlamp contributed to the collision. The jury returned a verdict for the defense. The appellate court affirmed the verdict, stating that the absence of a headlamp raised a valid question of contributory negligence. The court found that even though the driver may have failed to see the boy, the lack of a headlamp on the bicycle supported the defense theory that the boy’s visibility played a role in the accident.

In Savage v. Martin, a ten-year-old girl  was struck by a car while crossing an intersection on her bicycle in Chicago. Her mother filed a personal injury lawsuit against the driver, alleging that his negligence caused the accident. According to testimony, the child was 20 to 30 feet outside of  the crosswalk when the collision occurred.  As she was outside of the crosswalk, this may have affected her visibility to the driver, who claimed he did not expect a bicyclist to cross mid-block or outside the designated area.At trial, the court directed a verdict on contributory negligence, holding that the child was contributorily Continue reading

Car accidents change lives in an instant. One moment, you are driving home, thinking about dinner plans, and the next, you are in an ambulance, worried about hospital bills, missed work, and whether your insurance will cover the damage. In Illinois, car accident victims have legal rights to recover compensation, but the process is not always straightforward. Zneimer & Zneimer PC, experienced Chicago personal injury attorneys, fight for their clients to ensure that the personal injury victim’s harms are properly monetized.

What Damages Can You Claim After a Car Accident?

Victims of car accidents can seek different types of damages. Illinois law separates these into compensatory damages and punitive damages, and courts treat these claims differently, depending on the evidence presented.

1. Compensatory Damages: Getting Back What You Lost

  • Medical Bills: Take the case of James Henderson, who was rear-ended at a red light. The impact sent him to the hospital, where he underwent surgery for a spinal injury. His medical expenses piled up—an all-too-common scenario. Under Henderson v. Hudson (121 Ill.App.3d 780 (1984)), Illinois courts require juries to itemize compensation for economic damages like medical bills, physical therapy, and ongoing treatments.
  • Lost Wages and Property Damage: A plaintiff had been saving for years to open her own bakery when a reckless driver ran a red light and totaled her car. Her injuries kept her out of work for months, setting her dream back. Illinois law allows victims to recover lost wages and compensation for the cost of repairing or replacing their vehicle.
  • Pain and Suffering: Some losses are harder to quantify. When a plaintiff was struck by a distracted driver, he suffered nerve damage that left him unable to play the guitar, which was a lifelong passion. Courts recognize that victims deserve compensation for these emotional and physical losses.
  • Loss of a Normal Life. According to the Illinois Civil Jury Instruction, a loss of a normal life means “the temporary or permanent diminished ability to enjoy life. This includes a person’s inability to pursue the pleasurable aspects of life.”
  • Disfigurement.  Illinois law recognizes disfigurement as a result of negligence as a separate element of compensable damages.  This means that a person who was scarred as a result of the negligence can seek additional compensation.

To recover for the different items of damages, the personal injury

2. Punitive Damages: When Negligence Becomes Outrageous

Illinois law does not grant punitive damages lightly. These damages are meant to punish the defendant and send a message that reckless behavior will not be tolerated.

Consider Ford v. Herman (316 Ill.App.3d 726 (2000)), where a driver with a history of DUI convictions got behind the wheel after downing eight or nine beers. His reckless decision led to a horrific crash, severely injuring a family. The court awarded $6 million in punitive damages—far exceeding the victims’ medical bills—to punish the driver and deter others from drinking and driving.

Another shocking case, Denton v. Universal Am-Can, Ltd. (2019 IL App (1st) 181525), involved a trucking company that ignored federal safety regulations and allowed an unqualified driver with a suspended license to continue working. That negligence led to a catastrophic crash. The jury awarded $35 million in punitive damages, recognizing the company’s blatant disregard for public safety.

3. Credit Damage: A Tough Fight

Some victims face financial ruin after a car accident. Medical debt, missed work, and insurance disputes can lead to missed payments and a ruined credit score. But can you sue for credit damage?

In Anderson v. Nelsen (2023 IL App (4th) 220801), a plaintiff sought $25,000 in damages for his plummeting credit score. The court rejected the claim, arguing there was no clear evidence linking the accident to his financial troubles. While courts remain skeptical about credit-related damages, it is worth trying to develop the law because the loss of credit score results in monetary loss to the plaintiff and needs to be monetized. Victims must show documentation of missed payments, expert testimony on credit impact, and proof of loan denials.

Why Legal Representation Matters

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Bicyclists in Illinois and Chicago have the legal right to share the road with motor vehicles on the roadways.  Additionally, bicyclists have the legal responsibly to follow that same traffic laws that motor vehicles do.  The bicycle injury lawyers of Zneimer & Zneimer P.C. often use violations these statutes to prove negligence when litigating bike injury cases.

Illinois State Laws Protecting Bicyclists

  1. Three-Foot Passing Law (625 ILCS 5/11-703)

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Written and reviewed by Peter Zneimer, Zneimer & Zneimer P.C.

According to the Chicago Department of Transportation, bicycling grew more in Chicago than any other large American city in the last five years. According to this study, biking is up 119% between the fall of 2019 and the spring of 2023.  Other studies have that neighborhood trips have increased substantially during this time period.  The bicycle accident lawyers of Zneimer & Zneimer P.C. have also noted a large increase of clients who were injured while biking.

Though the city has been investing millions of dollars on protected bike lanes and painted bike lanes, riding a bike in Chicago remains treacherous.  Though drivers in Chicago have grown more accustomed to the presence of bikers on the roadways, drivers need to always be vigilant at all times.  On the north side of Chicago in Lincoln Square, for example, the City has recently created painted bike lanes along Lincoln Ave., along Damen Ave. and along Lawrence Ave.  These bike lanes that are just painted on may be beneficial to some degree since they make drivers more aware of the potential presence of bikers, in reality, they offer little protection.  From a drivers perspective, one has to be super careful making a turn into or coming out of any parking lot that cuts across a bike lane.  We are accustomed to only look for cars but now as drivers, we must watch for bikes which are as visible as cars.  That is why it is so important for bikers to have lights on their bikes and to wear bright clothing.  Another particularly dangerous situation is when a driver is approaching an intersection with the intention of making a right turn.  The driver needs to look back into their mirrors and try to turn their heads to see if any bike are coming in the bike lane before crossing the bike lane.  The potential for collision with a bike is high because of the large blind spot on that side of the car.   Night time is an extremely hazardous time for bicyclists.  Without lights and bright, reflective clothing, bikers can be barely visible in the dark. On many occasions I personally have driven up upon bikers dressed in all black with no lights on their bikes and not seeing them until I was very close.

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“Open and Obvious” Defense in Illinois Premises Liability Cases

In Illinois premises liability cases, property owners have a legal duty to maintain their premises in a reasonably safe condition for those who lawfully enter the property. If there is a dangerous condition on a property, and a person is injured by the dangerous condition, the property owner may be held liable.  One common defense in a premises liability case is the “open and obvious” defense.  The experienced personal injury lawyers of Zneimer & Zneimer P.C. confront this possible defense in many premises liability cases.

What Is the “Open and Obvious” Defense?

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Written and reviewed by Peter Zneimer, Zneimer & Zneimer P.C.

You go to Jimmy’s Market to buy some groceries at 3:00 pm in the afternoon.  That morning it had snowed 5 inches and then began to melt.  You park your car and when you near the entrance of the store you slip on ice and snow on the walk way that had not been cleared and fall on the ground and break your arm.   Jimmy’s Market had a contract with Frank’s Snow Removal company to promptly clear ice and snow for Jimmy’s Market after any snow storm.   Frank’s Snow Removal Service failed to show up that day to remove the snow. Under these facts, is there any possible liability against Jimmy’s Market and/or Frank’s Snow Removal Service? This is a common fact pattern that the personal injury lawyers of Zneimer & Zneimer P.C. encounter.

Under the “natural accumulation rule” in Illinois, property owners have no duty to remove natural accumulations of snow and ice from their property. The rational is that since winters in Chicago can be harsh, especially in Chicago, imposing a duty on property owners to remove natural accumulations of of snow and ice would be unreasonable and unpractical.  To win a slip-and-fall case involving ice or snow, the plaintiff typically must show that (1) the accumulation of snow and ice was unnatural and (2) the defendant had actual or constructive notice of the condition.

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On January 27, 2025, Block Club Chicago reported that a woman was walking across an intersection at Chicago Avenue and Oakley Blvd. in Chicago when she was struck and killed 2022 Mitsubishi Eclipse that fled the scene without stopping. According to a witness, the pedestrian women was walking westbound across Oakley Boulevard when the driver came to a stop for a red light and then proceeded to make a right on red when they struck the pedestrian.

The personal injury lawyers of Zneimer & Zneimer P.C. have observed from personal experience that drivers making a right on red is a leading cause of pedestrian injuries.  Statistics also indicate right on red has lead to an increase of pedestrian injuries.  A 1982 study by the U.S. Department of Transportation found that after the adoption of permissive right-turn-on-red laws, pedestrian accidents increased by 43% to 107%, and bicyclist accidents rose by 72% to 123%. Over half of these incidents involved vehicles turning right on a red signal.  In general, according to the Governors Highway Safety Association, pedestrian deaths rose 77% from 2010 to 2022.

Many cities have been re-examining the utility of right on red laws in light of the push for safer intersections for pedestrians.   Washington, D.C. has adopted a ban on right on red beginning in 2025. New York City has banned right on red for most of the city.  Ann Arbor, Michigan, has prohibited right turns on red in its downtown area. San Francisco has also implemented restrictions in the downtown area and in most all cities in Europe, right on red is not allowed.

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Written and reviewed by Peter Zneimer, Zneimer & Zneimer P.C.

From experience, the auto accident lawyers of Zneimer & Zneimer P.C. have observed that hit and run accidents are common in Chicago.  While most people will stop after an accident and exchange information, there are irresponsible drivers who will simply take off. Some drivers will simply not stop and take off from the start.  Other drivers, however, stop briefly then think about it and then take off.  Others stop and state that they are going to pull their car to the side of the road and then drive off without exchanging information.  That is why it is important not to trust the other driver and be sure to get photos and videos of the other driver’s license plate and vehicle immediately and photos of the other driver.  Why is it important to get a photo of the other driver? After we track down the owner of the car through the Secretary of State with the license information, it is not uncommon for the owner of the car to completely deny they were driving the car and the time place of the occurrence. Then when we make a claim with the other driver’s insurance, the insurance company will deny the claim because the owner tells their insurance company that it was all a mistake since they were not involved any accident. Nothing settles an insurance claim faster than presenting the insurance company with videos or photos of their insured at the scene of the accident.  The insurance company now knows that their client is dishonest, and are then eager to settle the claim.

What if the other driver takes off and you are unable to get a license plate number?  If you drive and have insurance, then your uninsured motorist coverage will cover medical expenses for injuries arising out of a hit and run. In hit and run cases it is important to notify the police immediately and make an accident report.  Be sure to document the scene with photos of your vehicle and the scene of the accident.  Next, it is very important to notify your own insurance company immediately. Some insurance companies, especially substandard insurance companies, have a very short time frame to notify them regarding a hit and run and they will deny coverage if you report past their short time frame.  Keep in mind, some insurance companies are looking for any excuse to deny coverage so when you report the accident on the phone, be sure to document when the call was made and who you spoke to.  Always be sure to get a claim number from the insurance company because that will be how the case is tracked.  Be sure to follow up with a written notice of claim sent by certified mail if that is what your insurance company requires.  The bottom line is to be sure you are complying with the notification requirements of  insurance policy to avoid having your insurance company deny insurance coverage.

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Written and reviewed by Peter Zneimer, Zneimer & Zneimer P.C.

The number of fatal or serious injury crashes in some Chicago neighborhoods is shocking and would be surprising to people living in those neighborhoods.  According to the Chicago Department of Transportation’s annual traffic crashes report, there were an astounding 135 serious or fatal traffic crashes in the Austin neighborhood, 56 in Belmont Cragin, 50 in Portage Park.  Jefferson Park had only 8 and Hermosa and Forest Glen had 12.  According to Chicago statistics, 84% of the traffic fatality cases in 2023 involved reckless or egregious driving behavior.  From personal experience, the personal injury lawyers of Zneimer & Zneimer P.C. can attest that many of the cases we handle involve defendants who caused accidents by driving recklessly, by driving at excessive speeds, by testing and driving or other such dangerous driving practices.

Reckless driving can include various dangerous behaviors, including excessive speeding, aggressive lane changes, running red lights, and driving under the influence. In Chicago, with the dense traffic conditions and the presence of pedestrians, such driving is much more likely to lead serious injuries.

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Written and Reviewed by Peter Zneimer, Zneimer & Zneimer P.C.

You are stopped at a red light when out of the blue you are rear-ended by an SUV.  Your car is badly damaged and you are injured and taken to the the emergency room in an ambulance. The liability is clear that it is the other drivers fault.  However, there is one big problem.  The other driver is uninsured. The Chicago personal injury lawyers of Zneimer & Zneimer P.C. unfortunately run into this situation quite often. With the cost of auto insurance rising, more people have trouble paying for auto insurance and are choosing to drive with out protection.  According to Insurance Research Council (IRC) in 2022, 14 percent of drivers in the USA did not have insurance coverage.  In Illinois the number of people driving without insurance is slightly higher, at 16.3%.

In Illinois, driving without insurance is against the law and if you are caught, could lead to a ticket.  The fines a Judge can levy may be substantial.

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